Experian warns of ‘weak’ UK and Europe business sales

first_imgCredit scoring giant Experian posted a rise in revenue for the end of 2019 despite drops in the UK and Europe. Experian warns of ‘weak’ UK and Europe business sales The B2B division performed even worse in EMEA, where the decisioning platform experienced a 29 per cent plunge in organic revenue. Experian pointed the finger at a strong prior year and the “phasing of contract wins between quarters”. Free memberships hit 7m in the UK, helping its Credit Matcher comparison service grow to offset a decline in legacy credit monitoring revenue. by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeOne-N-Done | 7-Minute Workout7 Minutes a Day To a Flat Stomach By Using This 1 Easy ExerciseOne-N-Done | 7-Minute WorkoutMisterStoryWoman files for divorce after seeing this photoMisterStoryDaily Funny40 Brilliant Life Hacks Nobody Told You AboutDaily FunnyDefinition24 Of The Most Hilarious Yard Signs Ever WrittenDefinitionPost FunWoman Refuses To Tip Waiter But Didn’t Realize What She Left At The TablePost FunBetterBe20 Stunning Female AthletesBetterBezenherald.comMeghan Markle Changed This Major Detail On Archies Birth Certificatezenherald.comPast Factory4 Sisters Take The Same Picture For 40 Years. Don’t Cry When You See The Last One!Past Factoryautooverload.comGrossly Uncool Things Boomers Still Think Are Coolautooverload.com Revenue grew seven per cent in the three months to the end of December, Experian revealed today as it stuck to guidance for its full-year results. whatsapp whatsapp Joe Curtis “At actual exchange rates total growth was seven per cent. Overall the performance was in line with our expectations and our guidance for the full year is unchanged.” While Experian’s North America and Latin America divisions grew 11 per cent and 10 per cent respectively, the UK and EMEA posted respective three and four per cent declines. “This has led to growth across our direct-to-consumer ecosystem, including triple-digit growth in CreditMatch, our credit comparison offer.” “We now have circa 27m US consumers on our free membership platform, and 2.4m US consumers have connected their accounts to Experian Boost,” Experian said. Show Comments ▼ Also Read: Experian warns of ‘weak’ UK and Europe business sales Experian blamed a 12 per cent drop in its business-to-business subdivision in the UK. While organic data revenue rose one per cent year on year, it revealed: “Decisioning was weak … as we continue to experience longer sales cycles and deferral of decision-making by clients for large software implementations and data quality services.” Chief executive Brian Cassin said: “We delivered another quarter of good growth as we execute on our strategy of innovation-led growth. Total revenue growth in Q3 was nine per cent and organic revenue growth was seven per cent, both at constant exchange rates. Sign up to City A.M.’s Midday Update newsletter, delivered to your inbox every lunchtime However, Experian enjoyed an 11 per cent rise in B2B revenue in North America, as well as consumer services growth of seven per cent. Also Read: Experian warns of ‘weak’ UK and Europe business sales Share Tags: Experian The credit score firm’s decision-management platform offers data analysis to identify fraud and make decisions faster. But it warned that a lack of appetite in the UK led to a four per cent drop in organic B2B revenue. Friday 17 January 2020 7:52 amlast_img read more

How To Eliminate Extreme Poverty In 169 Not-So-Easy Steps

first_imgShare this story: Economy | HousingHow To Eliminate Extreme Poverty In 169 Not-So-Easy StepsJuly 7, 2015 by Nurith Aizenman, NPR News Share:Street children sleep on a discarded mattress on a center island near a road crossing in Manila, Philippines, in April. After 15 years of the Millennium Development Goals, Asia as a region has had the fastest progress, reports the U.N., yet hundreds of millions of people there remain in extreme poverty.Jay Directo/AFP/Getty ImagesIn 2000 the world’s leaders agreed on an ambitious plan to drastically reduce global poverty by 2015. Called the Millennium Development Goals, the targets spurred an unprecedented aid effort that brought lifesaving medicines and vaccines to millions of people and helped slash the share of people in the developing world who live in extreme poverty from 47 percent in 1990 to 14 percent today.Now nations are hammering out an even broader set of goals for 2030. But many of the people who work to end poverty fear the list has gotten out of control. By prioritizing so many issues, do you risk prioritizing none?“You do risk a real dilution of focus and energy and resources,” says Mark Suzman, who oversees global policy advocacy for the Bill and Melinda Gates Foundation. “The worst case scenario is we might actually see some regression in some key areas where we have had so much momentum.”To understand why the new set of targets — they’ll be called the Sustainable Development Goals — have become so voluminous, you need to go back to the astonishing, sleeper success story of those original Millennium Development Goals.For an agreement that’s widely considered revolutionary, the MDGs, as they’re known, had a pretty humdrum beginning.Mark Malloch-Brown was part of a small group of top United Nations officials who largely wrote the Millennium Development Goals. He sums up the process as “brilliantly simple.”“It was myself and some chums in a room kind of thing.”The process was so casual, they almost forgot something:“Happily having sent these things to press, I ran into a smiling German colleague in the corridor … who was the head of the environment program. I remember my blood falling to my ankles as I said, ‘Oh goodness me, we’ve forgotten the environment goal!’ ”They stopped the presses and added the goal “Ensure Environmental Sustainability,” bringing to the total to eight.A big reason this could all be so low-key was that at the time, people didn’t expect much to come of the goals. “It’s not as if 2000 was the first time that the U.N. has come out and set lofty global goals,” says the Gates foundation’s Suzman. (The foundation is a supporter of NPR.)But Suzman, who once worked with Malloch-Brown at the U.N., says the very simplicity of the Millennium Development Goals ended up making them uniquely powerful. International aid to poor countries had gotten kind of scattershot during the 1990s. Reducing the global agenda to eight narrowly defined priorities helped channel everyone’s energies — and money.“What the goals did by prioritizing and focusing was actually put together major international donors, civil society partners on the ground, national governments focusing on the same sets of issues,” says Suzman. “And that allowed for a focusing of both policy change and resources and attention.”Countries and donors could track how they were measuring up against the targets, and this often spurred them to try harder. The upshot: More than 6 million lives have been saved thanks to malaria prevention and treatments; 12 million people in poor countries now have access to HIV/AIDS drugs; and thanks to expanded measles vaccination of children, more than 15 million deaths were averted.The world hasn’t met every single Millennium Development Goal. And a lot of the rise in poor people’s incomes was the result of economic growth in China and India.Still, says Suzman, “the last decade has seen arguably the greatest improvements for the largest number people on the planet in the most countries than has ever happened in human history.”So as people started talking about what should replace these goals when they expire this year, there was one thing everyone agreed on: Something this important should no longer be drafted by a bunch of technocrats in a room at the U.N.“Oh, it’s hugely different,” says Thomas Gass, an assistant secretary-general at the U.N. in charge of coordinating the process this time around. “This time it was a two-year process that involved all the member states, that invited interest groups and civil society to come and provide their inputs, their comments.” They also polled about 7 million people.Malloch-Brown, the former U.N. official who helped draft the Millennium Development Goals, says the inclusive approach this go-round is admirable and important. But there’s a downside.“We are victims of the success of the original goals,” he says. “They’ve so much driven decisions about funding by both governments and donors that everybody, whatever their issue, wants to make sure they’re included.”The result: The current draft — which is expected to be adopted pretty much as is at the U.N. this fall — lists more than double the number of original goals, and quadruple the number of subtargets. In total the Sustainable Development Goals consist of 17 goals and 169 subtargets.A lot of the goals expand on unfinished business in areas like reducing child and maternal mortality, fighting disease or boosting incomes. For instance, the original goals called for cutting in half the share of people living in extreme poverty — meaning people who get by on less than $1.25 a day. Now the aim is to get the share down to zero.But a wealth of new topics is addressed, with targets such as “promote sustainable tourism” and “provide universal access to safe, inclusive and accessible, green and public spaces, in particular for women and children, older persons and persons with disabilities.”“All of them are incredibly important,” says Suzman. “There’s not a single one of the 169 targets that you would look at and say, ‘That’s a bad thing.’ ”But, he says, “the challenge is, how do you use those to prioritize?” The power of the Millennium Development Goals was that they were “realistic, measurable, and relatively few in number.” By expanding the list into such a holistic, broad vision, “you risk not having that energy and direction that came from the Millennium Development Goals and that turned into action on the ground.”The U.N.’s Gass counters that this criticism misses the point of the Sustainable Development Goals. The objective isn’t just to update the original goals. It’s to usher in a whole new chapter — even a whole new paradigm — for eliminating global poverty.“The strength of this new agenda is not its focus or its help to set priorities,” he says. “The strength of this new agenda is that it can and must become a new social contract between governments and their people.”He says to really eliminate poverty you need more than just aid from rich countries or donor organizations. It’s about poor countries taking the lead, bringing in private investment to expand their economies. And above all, it’s about citizens expressing what they want and holding their governments to account.Copyright 2015 NPR. To see more, visit http://www.npr.org/.Read Original Article – JULY 07, 2015 5:57 PM ETHow To Eliminate Extreme Poverty In 169 Not-So-Easy Stepslast_img read more

UK property: Britain’s struggling pub trade is yielding opportunities for supermarkets and residential developers

first_img Show Comments ▼ The Grotto Inn on the top of Monument Hill in Weybridge was a thriving pub before falling on hard times three years ago.  It was forced to call last orders after succumbing to competition from nearby bars and pubs and has lain empty since – its windows boarded up and beer taps gathering dust.  Now, its new owners, Birchwood Homes, plan to give it a new lease of life – not as a pub but as a three-storey block of flats.  Converting pubs into homes, convenience stores and even student housing has become an all too familiar story over the past decade as weak consumer spending, the ban on pub smoking and competition from cheap alcohol sold through supermarkets piled pressure on pub owners. The UK’s biggest landlords, Punch Taverns and Enterprise Inns, have been forced to offload thousands of pubs in a bid to cut their multi-billion pound debt piles.  Pubs sold in 2014 for alternative use: Residential60%Retail14%Convenience stores5%Other5%Restaurants4%Hotels/B&B3%Office3%(Source: Fleurets) The biggest casualties have been traditional so-called wet-led pubs while those that morphed into gastropubs have fared better. According to Fleurets, a commercial estate agent specialising in selling pubs, around half of the premises put on the market over the last five years were sold for alternative use.  The majority of these (60 per cent) are turned into residential schemes by developers looking to profit from the UK’s booming housing market. Hundreds have also turned into convenience stores as supermarkets, including Sainsbury’s and Tesco, race to meet changing shopping habits. Another 158 pubs changed hands yesterday after Punch confirmed it sold a portfolio to NewRiver Retail, an Aim-listed retail and leisure property firm, for £53.5m.  The deal marks NewRiver’s second big splurge in the pubs sector after buying a portfolio of 202 pubs from Marston’s in 2013. However, NewRiver’s property director Allan Lockhart said that rather than calling time on the pubs, it plans to keep the majority of the sites and boost footfall by building schemes such as convenience stores alongside them.  It is already building 64 new shops for Co-op Food on land adjacent to the former Martson’s pubs, with only a handful closing where they were no longer able to keep trading.  “We think the pub sector is a really interesting sector,” Lockhart told City A.M. “It has improved since the economy came out of recession and growth is now coming through.  “The Punch Taverns portfolio has a negligible vacancy rate, which is a good indicator that it is a good quality portfolio. It also has had reasonable beer volume growth,” Lockhart said.  NewRiver believes pubs are still hugely undervalued as an asset class and that it is only a matter of time before more investors pile in, driving up prices. “It is actually very similar to what we found when we started buying shopping centres [six years ago],” Lockhart said.  “We believed at that time there was a significant mispricing in the market and we were right. Many more investors  began targeting shopping centres in the regions, and that will also happen in the pub sector.” Simon Hall, Fleurets director and head of agency, said the sector is already heating up, with a number of new players, including private equity, looking to enter the market.  “I would say there is more demand than there is supply at the moment, which shows confidence in the sector and the economy,” he said. The disappearance of pubs across the UK has caused an outcry from local communities and industry bodies. According to the Campaign for Real Ale (CAMRA), pubs are closing at a rate of 29 a week.  However, recent changes to planning laws, allowing communities to have a greater say in protecting their local pub, has made it more difficult for developers to convert them.  Meanwhile figures from Fleurets for 2014 also show a glimmer of hope for the sector, with the number of pubs that continued to trade after they were sold increasing to 56 percent from 50 per cent. As the economy picks up, there is hope that more pubs will again prove viable.     Express KCS Share UK property: Britain’s struggling pub trade is yielding opportunities for supermarkets and residential developers Tuesday 25 August 2015 4:17 am whatsapp whatsapp by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeSwift VerdictChrissy Metz, 39, Shows Off Massive Weight Loss In Fierce New PhotoSwift VerdictPost FunKate & Meghan Are Very Different Mothers, These Photos Prove ItPost FunMaternity WeekA Letter From The Devil Written By A Possessed Nun In 1676 Has Been TranslatedMaternity WeekEquity MirrorThey Drained Niagara Falls — They Weren’t Prepared For This Sickening DiscoveryEquity Mirrorzenherald.comMeghan Markle Changed This Major Detail On Archies Birth Certificatezenherald.comLearn It WiseAfter Losing 70lbs Susan Boyle Is So Skinny Now She Looks Like A ModelLearn It WiseDefinitionThe Most Famous Movie Filmed In Every U.S. StateDefinitionArticles SkillHusband Leaves Wife For Her Sister, Not Knowing She Won The Lottery Just Moments BeforeArticles SkillTotal PastThis Was Found Hiding In An Oil Painting – Take A Closer LookTotal Past Tags: Company Sainsbury (J) Tesco UK house priceslast_img read more

Organization works to help homeless, flea-infested dogs in Collier County

first_imgCOLLIER COUNTY, Fla. – Homeless, hungry and flea-infested dogs roam the streets of Collier County. The Spay & Neuter Initiative Program (SNIP Collier) has been working to fix the issue for years.Immokalee resident Jose Antonio Cisneros said stray dogs are a common problem he sees in his neighborhood.Credit: SNIP Collier“I’ve seen a lot of dogs walking around the street, it’s sad because they are pets they need to be taken care of,” Cisneros said. Wounded Warriors organization accuses City of Naples of discrimination June 16, 2021 Advertisement AdvertisementTags: Animal crueltycollier county Amazon distribution center officially opens in Collier County June 16, 2021 RELATEDTOPICS “They are all over Collier County,” Kepp said.SNIP has been working to capture, spay, and neuter dogs for several years now, and Kepp said they have made a huge difference in the community.Credit: SNIP Collier“I’ve got a letter from the county saying that since we started this their euthanization rates for dogs is down 75 percent,” Kepp said.He said the key to solving the stray dog issue in Collier County is not just adoption, it’s stopping reproduction.“We go to the root of the problem,” Kepp said. “We’ve proven that if you spay and neuter them and go after the moms and puppies that solves the problem.”SNIP Collier goes to neighborhoods and trailer parks across Collier County to rescue dogs.Credit: SNIP CollierRight now, all the dogs they capture go to the Gulf Coast Humane Society in Lee County to get fixed but soon they will have a place in Collier County to do their own work, as they build a new clinic at Collier County’s old Domestic Animal Services building.“This is going to give us the opportunity to really go out on a county-wide basis instead of just this particular area,” Kepp said.SNIP just needs more funding to open its doors so they can continue saving dogs and finding them a place to call home.If you’re interested in donating head to their website here. Collier school resource officers teach kids how to fish on first day of “Summerfest” June 16, 2021 AdvertisementTom Kepp with SNIP Collier said he’s been working on this issue. “When I first started over here there were dogs everywhere in the streets, now it’s still a problem but you have to go looking for them,” Kepp said.He said these stray dogs are not just in Immokalee. AdvertisementRecommended ArticlesBrie Larson Reportedly Replacing Robert Downey Jr. As The Face Of The MCURead more81 commentsGal Gadot Reportedly Being Recast As Wonder Woman For The FlashRead more29 comments Mosquitoes swarming Collier County, crews trap 25,000 in two nights June 17, 2021 AdvertisementDC Young Fly knocks out heckler (video) – Rolling OutRead more6 comments’Mortal Kombat’ Exceeded Expectations Says WarnerMedia ExecutiveRead more2 commentsDo You Remember Bob’s Big Boy?Read more1 commentsKISS Front Man Paul Stanley Reveals This Is The End Of KISS As A Touring Band, For RealRead more1 comments Advertisementlast_img read more

Read This If You Need to Make a Budget, But Don’t Know How

first_imgWe all want to make good financial choices in our lives. We want to live within our means, but at the same time we want to be able to enjoy the money we’ve earned and have enough savings to retire when that time comes. To strike this balance, it’s important to create a budget.Whether you’re finishing residency or progressing in your career as an attending, your budget should reflect where you are now and also address your future financial goals.According to the 2020 Medscape Physician Debt and Net Worth Report, only 18% of physicians have a formal written budget, while 49% have a “mental” budget. Thirty-three percent of the respondents said they have no budget at all. Not surprisingly, the same study revealed that only 43% of physicians currently live below their means.Clearly, creating a budget isn’t something that most doctors prioritize. As a doctor, your workdays are long and your free time is limited. Nevertheless, a budget will go a long way in setting you up for financial success. So instead of creating a detailed budget that might take hours to complete, let’s find a middle ground, by creating one that’s easy to follow and easy to stick to.Let’s start with the model of a 50/30/20 budgetThe 50/30/20 budget is one in which you put your after-tax income into three buckets: Bucket 1 for needs; Bucket 2 for wants; and Bucket 3 for savings.Let’s explore this further.Bucket 1 includes your essential needs and should take up 50% of your budget. This money goes for all the things you must pay for, including your housing (like rent or mortgage), your car or lease payment, groceries, utilities, health care costs, and the minimum payment due on your debts.Bucket 2 is for those things you want but don’t necessarily need. Maybe you’d like to take a nice vacation, upgrade your phone, or splurge on that sports car you’ve had your eye on. You work long hours and deserve to treat yourself every now and then, so let’s budget for it. Your “Wants Bucket” should take up no more than 30% of your after-tax income.Bucket 3 is your “savings bucket,” and should take up 20% of your income. Money allocated here should go towards improving your financial situation and preparing for your future. Your savings bucket should include things like your retirement account contribution, additional investments, and emergency savings. This bucket might also include saving for your health insurance deductible (if you have a high deductible health insurance plan) and making extra payments on your debts.In summaryWhile it’s important to stick to your “needs” and “wants” thresholds, there is no limit on how much you can put towards savings. Over time, you may find that you have the means to save more and invest more, which is certainly something to aspire to.The 50/30/20 plan is a simple starting point that’s easy to plan and easy to follow. More importantly, it will give you the peace of mind that you are on the right financial path. A promising medical career is in front of you. Let’s make sure that your budget and financial plans help you reach your full potential. In providing this information, neither Laurel Road nor KeyBank nor its affiliates are acting as your agent or is offering any tax, financial, accounting, or legal advice.Any third-party linked content is provided for informational purposes and should not be viewed as an endorsement by Laurel Road or KeyBank of any third-party product or service mentioned. Laurel Road’s Online Privacy Statement does not apply to third-party linked websites and you should consult the privacy disclosures of each site you visit for further information. [ Close ]last_img read more

Navigating the Choppy Cheonan Waters

first_img SHARE By Sohn Kwang Joo, Editor – 2010.04.12 2:08pm News AvatarSohn Kwang Joo, Editor There are signs that North Korea is running into serious difficulties with its corn harvest News Facebook Twitter Newscenter_img RELATED ARTICLESMORE FROM AUTHOR Navigating the Choppy Cheonan Waters News It seems that the South Korean government has chosen a strategy of international cooperation on the “Cheonan incident.” To put the conclusion first, let us be clear: this is a good strategy.According to media reports released on the afternoon of the 7th, President Lee has decided to recruit international experts for the investigation into the incident’s cause and, if the North is found to have been involved in the sinking of the Cheonan, to pursue the putting back of North Korea on the international community’s list of terrorism sponsoring nations. For the time being, however, President Lee is remaining strictly neutral. At a Cabinet meeting held on the 6th, he stated clearly, “(With the participation of international experts) only when a conclusion comes out can our government take a firm stance based on that conclusion,” and emphasized, “clarifying the cause of the sinking of the Cheonan is not just an issue of interest to our country. It is an urgent concern which is attracting the attention of member countries of the G-20 and the Six-Party Talks, and therefore trust in the outcome is important.” President Lee appears also to be moving with South Korea’s domestic problems very much in mind. In the words of one official from the President’s office, “This has become a very sensitive issue because one side believes that North Korea was involved in the Cheonan incident, while the other side expects them to be cleared.” This very much means that the incident must be addressed with transparent objectivityAs the official said, today’s South Korea is suffering from serious internal divisions, to a point where social integration is emerging as an important concern. Practically, it is a political and ideological “civil war.”And when we trace the roots of this conflict, we find North Korean problems hiding deep inside. This so-called “South-South Conflict” between left- and right-wingers is one which first appeared during the Kim Dae Jung era, and shows no signs of abating. Sunshine Policy enthusiasts claim that their policy failed because “conservative forces” hindered it. However, the failure of the Sunshine Policy was caused by just one thing; a diagnostic error about North Korea. That is to say this: misunderstanding the Kim Jong Il regime was the root cause of the failure, and the failure of the policy was inevitable. That the failure was not caused by “conservatives” can be proven using a great deal of objective evidence, not least several military provocations and the very existence of the North Korean nuclear threat. And yet, in the National Assembly’s Intelligence Committee held on the 6th, a Democratic Party member asked NSI Chief Won Se Hun, “Isn’t it rather difficult to believe that this was done with Kim Jong Il’s permission, considering the existence of issues such as the Kim Jong Eun succession, preparations to visit China and the chaotic situation following the failure of the currency redenomination?”If such a question simply meant, “Let us not conclude that this was a North Korean act until the Cheonan has been salvaged,” it would not be wrong, indeed it would be wise. However, if we do indeed consider the “existence of issues such as the Kim Jong Eun succession, preparations to visit China and the chaotic situation following the failure of the currency redenomination,” it is a surprise that anyone feels able to conclude that the possibility of it being a North Korean provocation is quite that low. After all, from Kim Jong Il’s point of view, having the “South Korean puppets” provoke North Korea to a reasonable point is not a bad thing. It would at least give him an excuse to announce a “quasi-state of war,” thus allowing him to “unite the people with the General at the center” and take a firm grip of public sentiment amidst a chaotic situation.That North Korea has a tendency to use external shocks to unite the inside is a piece of basic knowledge needed to understand the North Korean regime’s foreign and domestic strategies. The current Kim Jong Il regime, as with so many dictators in times past, can only exist when there is a “target of struggle.” After purging the dictator’s internal enemies such as real or supposed North Korean anti-Party factions, imperialism becomes the repeated target of the struggle. The “South Korean Puppet government” is an eternal target for a North Korean regime over-reaching to legitimize itself. And, of course, everybody knows that the current Kim Jong Il regime needs to create a tense situation in Korea in order to look for ways to survive, such as via US-North Korea bilateral talks. It is sad but true that we cannot solve this incident on our own; we have to receive help from the U.S. and other allies because we are living in an era of disunited public opinion. However, let us not be too disappointed, for a strategy to solve the Cheonan incident based on international cooperation also has its benefits. First of all, it will preemptively strengthen international cooperation, which is good in case it is later revealed that North Korea was responsible for the sinking. This will give us the dominant position in any outbreaks of diplomatic war that may follow. If it is revealed that North Korea was involved in the incident, even China cannot protect Pyongyang from charges of ‘terrorism,’ which is most certainly a crime. Secondly, it will give us an advantage in objectively informing international society of the violent nature of the Kim Jong Il regime. By globalizing North Korean issues, we can also drive the Kim Jong Il regime slowly towards seeing the unavoidability of playing by the international rules. Thirdly, North Korea problems are partly domestic in nature, but from an objective point of view the whole problem is an “international issue.” In this sense, officially choosing a strategy of international cooperation shows that our country has an eye for strategy. Fourth, to be prepared for big changes to the North Korean system or sudden internal turmoil at any time, there is a need for us to ‘practice’ international cooperation in advance. If or when North Korea suddenly falls into uncontrolled turmoil, international cooperation with South Korea at its core will be essential. However, international cooperation will not totally solve the problem. There is one more thing. For if it is revealed that North Korea sank the Cheonan, in the end South Korea will have to be ready with a punishment of its own. This cannot be ignored, but it is not easy to do via international cooperation. We need to be ready with a program that can force Kim to recognize clearly that his life could be at stake if he does something like that again. Allies cannot help us with this task. That is why our ‘ability’ should be developed by us and us alone. Entire border patrol unit in North Hamgyong Province placed into quarantine following “paratyphoid” outbreak North Korea tries to accelerate building of walls and fences along border with Chinalast_img read more

Sun Life expands its presence in Indonesia with two deals

first_imgTessie Sanci Share this article and your comments with peers on social media Toronto-based Sun Life Financial Inc. continues to expand its footprint in Asia with the move to take full control of Jakarta-based PT CIMB Sun Life (CSL) as well as an extended bancassurance arrangement with one of Indonesia’s largest banks. Sun Life will be buying 51% of CSL from its partner, Kuala Lumpur-based CIMB Group Holdings Berhad. Sun Life already owns 49% of CSL as well as 100% of Jakarta Selatan-based PT Sun Life Financial (SLF) Indonesia, which are both insurance companies. Sun Life intends to integrate CSL’s business under the Sun Life brand with SLF Indonesia. SLF Indonesia is also deepening an existing partnership with PT Bank CIMB Niaga Tbk, the fifth-largest bank by asset size in Indonesia as of Dec. 31, 2015. The two financial institutions will extend their bancassurance agreement, which will strengthen SLF Indonesia’s distribution capabilities across CIMB Niaga’s 618 branches throughout Indonesia. “This is an exciting opportunity to deepen and enhance our business in Indonesia, a priority market for our long-term growth in Asia,” says Kevin Strain, president, Sun Life Financial Asia, in a statement. Uniting CSL and SLF Indonesia will give the combined business a greater ability to serve its customers and will produce more efficient investment in technology, products and branding, adds Strain. The transaction is expected to close by the end of the third quarter of 2016 and is subject to regulatory approvals and satisfaction of customary closing conditions. Terms were not disclosed. These changes are in addition to SLF Indonesia’s previously announced commitment already underway to invest US$40 million to enhance its agency force, increase online penetration and strengthen its brand presence in the market. SLF Indonesia has opened three new offices in East Java, an Indonesian province, in 2016.center_img Facebook LinkedIn Twitter Companies Sun Life Financial Inc. last_img read more

Banned roofers sentenced after illegally running company

first_imgBanned roofers sentenced after illegally running company Kevin James Musson (64) and his son Ryan Kevin Musson (39), both of Cumbria, worked as roofers for Cumbria Roofing North West Ltd.The company was incorporated in June 2009 but went into creditor’s voluntary liquidation 8 years later in May 2017, triggering an investigation by the Insolvency Service.The investigation discovered that while Ryan Musson and other family members were officially listed as the director and secretaries of the company, Kevin Musson was controlling the business.In October 2010, however, Kevin Musson was banned from being a director for 10 years after he was caught illegally running another company, Cumbria Roofing BM Ltd, whilst bankrupt. When this company was wound up, it owed creditors almost £150,000.Enquiries also found father and son had taken £181,000 between July 2016 and March 2017 from a customer to renovate their property in Keswick.At the end of the job, however, Kevin and Ryan Musson left the customer with an inhabitable property. Father and son also got the customer to pay the funds to a different company, Cumbria Roofing Ltd, because Cumbria Roofing North West Ltd was being pursued for outstanding tax liabilities.After liquidation, Kevin also transferred funds of £9,450 and £28,583 from company accounts to himself.Another customer paid almost £10,000 to Cumbria Roofing North West Ltd for a new roof on his property in Garside. Kevin Musson, however, provided his own personal bank account details to the customer and when the customer complained about the quality of the work, Kevin Musson did not return to the job and left the victim with no roof.Kevin Musson pleaded guilty to acting in contravention of his disqualification, and 2 counts of fraudulently removing company property when he transferred cash.Ryan Musson pleaded guilty to aiding and abetting Kevin Musson in acting in contravention of his disqualification and making an application for the voluntary striking off of a company that had traded in the previous 3 months.The roofers appeared at Carlisle Crown Court before HHJ Medland QC on 20 April where they were given suspended prison sentences.Kevin Musson received an 18 month prison sentence suspended for a period of 2 years. He was ordered to do 150 hours of community service and disqualified from being a director of a company for 10 years.Ryan Musson received a 12 month prison sentence suspended for a period of 2 years. He was also ordered to undertake 150 hours of community service and was disqualified from being a company director for 4 years.The bans mean they are banned from directly or indirectly becoming involved, without the permission of the court, in the promotion, formation or management of a company.Julie Barnes, Chief Inspector at the Insolvency Service, said:Kevin Musson took thousands of pounds from his victims to carry out work in good faith but instead left them with inhabitable properties. All the while, Ryan was complicit in helping his father illegally be the driving force of the roofing company which was in flagrant breach of Kevin’s 10-year ban.Father and son were totally negligent and refused to engage throughout our investigations. The seriousness of their offences are reflected in the sentences handed down by the court and this should serve as a stark warning to other directors.NotesKevin James Musson is of Seascale and his date of birth is March 1957.Ryan Musson is of Seascale and his date of birth is August 1981.Cumbria Roofing North West Ltd (Company number 06934589).In October 2010 Kevin Musson agreed to accept a 10 year undertaking not to act as a director of a limited company for a period of 10 Years commencing November 2010.Ryan Musson agreed to a similar undertaking for a period of 3 years and 6 months.The sentence result was announced at Carlisle Crown Court by Judge Medland. /Public Release. This material comes from the originating organization and may be of a point-in-time nature, edited for clarity, style and length. View in full here. Why?Well, unlike many news organisations, we have no sponsors, no corporate or ideological interests. We don’t put up a paywall – we believe in free access to information of public interest. Media ownership in Australia is one of the most concentrated in the world (Learn more). Since the trend of consolidation is and has historically been upward, fewer and fewer individuals or organizations control increasing shares of the mass media in our country. According to independent assessment, about 98% of the media sector is held by three conglomerates. This tendency is not only totally unacceptable, but also to a degree frightening). Learn more hereWe endeavour to provide the community with real-time access to true unfiltered news firsthand from primary sources. It is a bumpy road with all sorties of difficulties. We can only achieve this goal together. Our website is open to any citizen journalists and organizations who want to contribute, publish high-quality insights or send media releases to improve public access to impartial information. You and we have the right to know, learn, read, hear what and how we deem appropriate.Your support is greatly appreciated. All donations are kept completely private and confidential.Thank you in advance!Tags:Barnes, business, community, community service, court, director, Family, family members, Father, Force, Government, investigation, Prison, property, quality, running, Ryan, UK, UK Governmentlast_img read more

Renowned CU-Boulder Philosophy Professor Hazel Barnes Dies At 92

first_imgRenowned philosophy Professor Emerita Hazel Barnes, an expert in French existentialism who taught at the University of Colorado at Boulder from 1953 to 1986, died March 18 at her home in Boulder. She was 92.Barnes is widely noted for her 1956 translation of French existentialist philosopher Jean-Paul Sartre’s classic “Being and Nothingness.” The translation helped import Sartre’s ideas to the English-speaking world.In 1962 she made a series of 10 broadcasts shown on National Educational Television stations across the nation, introducing the basics of existentialism to an audience of unprecedented breadth.”Hazel Barnes was an extraordinary intellectual, whose interests spanned philosophy, classics and literature,” said Graham Oddie, professor of philosophy and associate dean for humanities and the arts at CU-Boulder. “Through her seminal translations she brought the philosophy of existentialism to the United States, and through her teaching and mentoring she inspired generations of students.”It is totally fitting that the highest award the university bestows on its faculty, for outstanding excellence in teaching and research, is named after her. She will be sadly missed, but her legacy will be a powerful presence on this campus for a long time to come.”Barnes’ skill as a teacher also won her widespread recognition. In 1991, CU-Boulder established the Hazel Barnes Prize to recognize “the enriching interrelationship between teaching and research.” The $20,000 award is given annually and is the highest faculty recognition for teaching and research given by the university.Associate Professor David Boonin, who is chair of the philosophy department, said that Barnes “had a reputation for making difficult material accessible to students.””Although she was an extremely accomplished scholar, she was also known to be extremely down to Earth,” Boonin said. Barnes was one of the most popular teachers in the philosophy department, he said. Earlier this decade a seminar room in the Hellems Arts and Sciences Building also was named for Barnes.Barnes was the first woman to be named a CU Distinguished Professor in 1979, and the fourth professor at CU-Boulder to receive the honor. She also received the University of Colorado Medal, awarded for distinguished service to Colorado in arts, literature and public life, a prestigious Guggenheim Fellowship in 1977 and several other teaching and faculty honors.Barnes was born on Dec. 16, 1915 in Wilkes-Barre, Pa. She received her bachelor’s degree from Wilson College in Chambersburg, Pa., and her doctorate in Greek literature from Yale University. Before joining the CU-Boulder faculty in 1953, she taught at several colleges and universities including Ohio State University, the University of Toledo and Pierce College in Athens, Greece.Barnes published 12 books including “Sartre and Flaubert,” “An Existentialist Ethics” and “The Story I Tell Myself: A Venture in Existentialist Autobiography.”A memorial service for Barnes is being planned and will be announced at a later date.Additional comments about Barnes from CU-Boulder faculty and administrators:o Philip DiStefano, provost and executive vice chancellor for academic affairs: “Hazel was part of a small group of faculty that put CU-Boulder on the map as one of the leading research universities in the country. As one of the most prominent philosophers of her time, she made a decision to spend her career at CU when she could have chosen any major university in the country.”o Wesley Morriston, professor and associate chair of philosophy: “In spite of her extraordinary intellectual accomplishments, Hazel Barnes was an unpretentious person who always made other people comfortable. She was one of the kindest and most generous people I have encountered in academia.”o Forrest Williams, emeritus professor of philosophy: “Hazel was an excellent teacher and a wonderful person. With her knowledge of classics, she was of course an exceptionally well-educated intellectual, and brought that breadth, as well as her understanding of the modern phenomenon of the famous Sartre, to her classes, her colleagues and to her many friends. She was also a sincerely modest person who never sought but in fact often occupied the limelight at CU and also at many other universities.” Published: March 19, 2008 Share Share via TwitterShare via FacebookShare via LinkedInShare via E-maillast_img read more

Buffs excel in Peace Corps rankings

first_imgShare Share via TwitterShare via FacebookShare via LinkedInShare via E-mail Published: Feb. 27, 2020 Categories:Deadlines & AnnouncementsCampus Communitycenter_img CU Boulder is ranked No. 12 in the nation for graduates serving as 2020 Peace Corps volunteers, with 53 Buffs currently volunteering in countries around the world, the Peace Corps announced this week. CU Boulder also ranks No. 5 all-time, with 2,556 alumni having served in the program since it was established in 1961.”I am excited to know the graduates coming from Peace Corps’ top colleges are using their skills to make a positive impact on their communities at home and abroad,” said Peace Corps Director Jody Olsen.The Peace Corps ranks its top volunteer colleges and universities according to student-body size, putting CU Boulder in the “large colleges and universities” category. Large schools have more than 15,000 undergraduates.“CU has frequently placed among the top volunteer-producing schools for Peace Corps. This reflects the altruistic and open-minded campus culture that makes me proud to say that ‘I am a Buff,’” said Charlotte Thompson with the CU Boulder Peace Corps office.5 reasons to consider the Peace Corps Prep certificatePeace Corps Prep is an undergraduate certificate program, available to all CU students, that offers specific job skills and volunteer experience, foreign language training, intercultural competence courses and professional leadership development.The state of Colorado also ranked highly as a Peace Corps volunteer producer, coming in at No. 7 in the nation (4.1 volunteers per 100,000 residents).  Topping out the large-schools category in the 2020 rankings are:No. 1: University of Wisconsin-Madison (79 volunteers) No. 2: University of Florida (70 volunteers) No. 3: University of Virginia (68 volunteers) No. 4: University of Maryland-College Park (66 volunteers) No. 5: University of Georgia (64 volunteers)last_img read more